Adam West / January 15,2020

Up to $1,500 Payday Loans in Wisconsin both online and in-store

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Homelessness Decreasing in Wisconsin

In Wisconsin in 2019, an estimated 4,538 people were homeless — the vast majority of which reside in shelter — according to the report. The latest count represented a 7.5 percent decrease from those who were homeless in 2018 and a 28 percent decline from 2010. Lots of them use payday loans many times a year. Wisconsin residents can legally apply for up to $1,500 Payday Loans in Wisconsin both online and in-store. Loan amounts may vary depending on your qualifying factors. Keep in mind that bad credit is not a problem to get a short-term unsecured cash advance from a direct lender. Most of them don't do a hard credit check. If approved, you will have maximum 90 days to repay the loan. It'll be done automatically as soon as you get the next paycheck. If you want to pay off the money earlier tyou can do it with no prepayment penalties. The APR may achieve rather high amount so it's advisable to repay on time. 

Tent City. Photo by Tom Bamberger.

The number of people who were homeless on a single night last year declined in Wisconsin while the nation saw an overall increase, according to a report released this week. The findings come as state lawmakers remain at odds over funding to address homelessness.

Adam West / February 23,2021

A Fourth-Generation Teacher’s Reflections of Teaching

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A Fourth-Generation Teacher’s Reflections of Teaching

A Fourth-Generation Teacher’s Reflections of TeachingWho is Caroline Hazelton? Ever since I met Caroline, she has evolved into much more than just a great teacher. From our initial introduction in class, I knew she was one of a kind. Caroline is more than just a teacher. In addition, she is a colleague, a classmate, a daughter, a mother, and a wife. Caroline is that person you meet who uplifts you when you think you can’t do something but really deep down — you can. This interview reveals her reflections on teaching.
Caroline is the guardian angel who once looked at me and smiled as I could barely say two words in Spanish, and encouraged me to pursue my passion. She is what every student deserves in a teacher. Although she’s too humble to admit it, teaching is in her DNA. There are specific individuals in your life who have the innate ability to see potential in others and encourage them to fulfill their dreams. Caroline is that professional and mentor. 
Who is Caroline Hazelton?

Adam West / February 20,2021

Amaysim reports half-year results ahead of preparation to delist by the end of March

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Amaysim has reported its 2021 half-year financial results, which comes following the sale of its energy and mobile businesses, as well as currently being subject to an unconditional off-market takeover offer from investment firm WAM Capital.
For the period to December 31, the mobile virtual network operator saw net profit after tax from discounted operations come in at AU$6.5 million, up 65% from last year’s AU$3.96 million.
Total revenue came in at just over AU$200 million, which was AU$44 million lower than the corresponding period last year. Of that, mobile revenue made up AU$112 million.
During the six-month period, the company provided mobile plans to a subscriber base of over 1.2 million.
Amaysim finalised the sale of its mobile business to Optus for AU$250 million on February 1. The company said the sale was “in the best interests of shareholders and superior to other interest in the business, including the value that the tender submissions in progress were expected to deliver”.
During the half-year, Amaysim also finished up the sale of its energy business to AGL . Part of the all-cash AU$115 million was used to repay AU$53 million in debt.
Following both sales, WAM acquired a controlling stake in Amaysim on February 11, and as of February 19, WAM’s holding was 56.67%.

Adam West / January 24,2021

The Americans with Disabilities Act: Ways to Improve Accessibility within Your Business

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The Americans with Disabilities Act:  Ways to Improve Accessibility within Your Business

  Ways to Improve Accessibility within Your Business
The Americans with Disabilities Act (ADA) was originally signed into law in 1990. It is a civil rights measure intended to provide reasonable accommodations for individuals with disabilities. For businesses, the most important part of that act is Title III, which covers public accommodations, which also impacts private businesses.
According to Title III of the ADA, your business must be accessible to both the public and to your employees. The list of requirements can seem overwhelming, but that doesn’t mean you should avoid making the changes required by law. Beyond exposing yourself to potential lawsuits, not complying with the ADA cuts you off from potential customers and employees.
Here are some of the ways that you can help to improve your building’s accessibility.
Identify Potential Barriers
Identifying barriers within your building is one of the most obvious aspects of ADA compliance. Yet they’re also among the most frequently cited areas under the ADA, usually due to oversights or the cost of compliance.
You can start improving your accessibility by simply taking a walk through your building and looking for potential barriers for employees and customers with disabilities. Will a wheelchair fit through all the doors in your building? Are there stairs without ramps or alternative modes to access upper floors, like elevators? And if you do have ramps, are they an appropriate grade or do they slope too steeply to be functional?

Adam West / January 24,2021

5 Effective Ways To Protect Your Tech Startup From Hackers In 2021

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5 Effective Ways To Protect Your Tech Startup From Hackers In 2021

There are several effective ways to protect your tech startup from hackers in 2021. As of 2019, the average cost of a data breach was over $3.9 million. For startups, this is a significant cost. Potentially, a breach that early on could keep a young company from growing. Indeed, business owners would need to spend to fix the breach and implement strong cybersecurity measures. Additionally, they could lose their clients’ trust if their data is leaked. As a tech entrepreneur, you need know the most effective ways to secure your tech startup while laying the foundation for company growth. Read on to discover the most effective ways to protect your tech startup from hackers in 2021.
5 Effective Ways To Protect Your Tech Startup From Hackers In 2021
Store Your Source Code

Adam West / January 09,2021

5 Things to Do When Creating a Web Design Agency

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5 Things to Do When Creating a Web Design Agency

5 Things to Do When Creating a Web Design Agency
A web design agency will take care of everything to do with setting up a website. From design to development to choosing a hosting provider, your job is to get everything set up for your clients. It can be a lot of work, but you’ll have yourself a lucrative business if done correctly.
This article will show you the steps you need to take to get your web design agency off the ground.
Step 1: Find a Suitable Host
As a web design company, you’ll be offering your clients a package that includes web hosting. Ideally, you’ll have multiple customers who will need a host, so you want to choose a provider to handle your various clients’ needs. Many companies offer hosting for design agencies. Two of the most common hosting plans for agencies are VPS and reseller. A VPS plan will allow you to enjoy better performance, improved res, and full root access. This will give you a lot of freedom to install the scripts and apps you need and fine-tune the server environment to meet your exact business needs. However, if you have less than 250 customers, a cost-effective hosting option is reseller hosting. This would allow you to control the features and res you allocate to your customers, but you would be limited to what comes standard with the plan.
Step 2: Choose a Content Management System (CMS)

Adam West / December 31,2020

Tenth District Credit Rating Report. Average Personal Debt

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Chart 7: Car Loan and Bank Card Delinquency Prices
Records: at the very least 3 months delinquent. The delinquency price may be the share of customers with a minumum of one account for the reason that category that have at minimum one account 90 or higher times past due for the reason that category. Delinquency prices consist of charge-offs. Information had been seasonally modified utilizing the Census Bureau’s X11 procedure.
Sources: Federal Reserve Bank of the latest York customer Credit Panel/Equifax; U.S. Census Bureau; staff calculations.
Chart 8: Education Loan and HELOC Delinquency Prices
Records: at the least ninety days overdue. The delinquency price may be the share of customers with one or more account for the reason that category who possess a minumum of one account 90 or higher times past due for the reason that category. Delinquency prices consist of charge-offs. Information had been seasonally modified with the Census Bureau’s X11 procedure.
Sources: Federal Reserve Bank of brand new York customer Credit Panel/Equifax; U.S. Census Bureau; staff calculations.
The bank card delinquency price within the District had been 7.7 per cent when you look at the 3rd quarter, its greatest degree in seven years. 12 months ago, the bank card delinquency price ended up being 7.3 per cent, as well as in the 3rd quarter, it absolutely was 6.5 %. Nationwide, the charge card delinquency rate risen up to 8.8 per cent from 8.2 per cent per year previously and 7.3 per cent into the third quarter.

Adam West / December 25,2020

What to Consider When Designing Your Student Engagement Strategy

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While initial enrolment at colleges and universities has risen in recent years, retention of students beyond their first year of study has dropped significantly. Students beginning their college and university years face unique social challenges, increasing diversity in student populations mean many students needs are being overlooked, and professors and instructors have more competition for their student’s attention than ever before. All these factors and more should be part of the thought-process behind the design of any student engagement strategy.
Connected, Yet Disconnected
While in many ways today’s students are seen as members of one of the most connected generations ever, their digital connections often come at the cost of analogy i.e., interpersonal connections. Multiple studies have reported student concerns surrounding feelings of isolation and loneliness in their early days on campus, a problem which is especially acute for students not living in residences, students pursuing degrees online, and students with no prior social contacts at their school.
When left unaddressed, these feelings can to lead students to leaving without completing their degrees. While events such as welcome weeks are great initial solutions for this problem, long-term strategies for engaging students not only with their coursework, but also each other, are equally important.
New Students, New Supports

Adam West / December 18,2020

There has been numerous cases of borrowers losing their vehicles once they just borrowed a couple of hundred bucks.

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There has been numerous cases of borrowers losing their vehicles once they just borrowed a couple of hundred bucks.
Automobile name loans are expensive. The typical auto name loan term is thirty days in addition to price is 25%. You borrow $500, you must spend back $625 in thirty day period. Exactly what takes place in a lot of borrowers roll over this loan over and over over and over repeatedly, accumulating charges that are new time. It back if you roll over a $500 auto title loan 4 times, you’d need $1,526 to pay. The charges would twice be more than the loan quantity. There were numerous cases of borrowers losing their automobiles once they just borrowed a couple of hundred bucks.
Pawn Shop Loans
Whilst the title indicates, pawn stores typically provide most of these loans. The security needed to borrow cash is typically gold, valuable precious jewelry, expensive electronic devices, or any other valuables, that your pawn store holds onto. The shop shall lend you a portion of this product’s value frequently 25% to 60% and require that you repay in money to recover your important.

Adam West / November 26,2020

Small Town Crazy Cat Lady

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Calling a small-town ski resort community my home has some distinct advantages. Most of the time I adore being hours away from the smoggy metropolis of Los Angeles. I can only take the concrete jungle of southern California in very small doses. Life in Big Bear Lake in the pine forest can make me feel like we don’t reside in the ass-backwards state of California where our liberal governor can go out to Michelon star dinners with friends in Napa but govern the rest of the state with an iron fist during this pandemic. According to the comrade, I mean Governor Newsom it’s okay for his wineries to be open and he can enjoy birthday dinners with all his liberal friends while close to three million Californians are out of work during this pandemic in California from all the businesses that can’t stay open.
Living beneath the pines of southern California helps me forget for just an hour or two what a shitshow this state is. Maybe it’s breathing in the fresh clean air. Or maybe it’s that we finally managed to adopt two almost perfect kittens this fall. Fluffy purring kittens can bring a little zen to our household even during the stress of a pandemic.
Being in the wilderness also helps me forget about the assholes who rule this blue state. I can walk out my front door and within just a five-minute stroll my pup and I can be frolicking in fresh snow in the woods. It’s so peaceful to walk in the freshly fallen snow with nothing but the sounds of the birds in the trees, the squirrels in the bush and me yelling at my dog. It almost makes me forget about how stupid our politicians are in this trash can of a state.

Adam West / October 30,2020

Coronavirus Deaths Might Doom Trump’s Reelection

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States with higher coronavirus death rates may see declining voter support for President Donald Trump and other Republican candidates, possibly by margins large enough to swing tight election races, a new study has found.
Less than a week away from an election that many view as a referendum on the White House’s handling of the pandemic, coronavirus cases are now rising in nearly every US state, hospitalizations are spiking, and there are worrying signs that deaths are increasing again.
The new study, which polled hundreds of thousands of Americans across the country, found that when a state’s COVID-19 death rate doubled within a month’s time, Trump’s approval rating dropped by 0.5%, independent of all other factors. The decline in support, reported in the journal Science Advances on Friday, mirrored the effects that casualties of the Korean War, Vietnam War, and Iraq War had on past presidents’ approval ratings with voters.
Led by political scientist Christopher Warshaw of George Washington University, the researchers also asked whether people changed which candidates they were planning to vote for. Across states, every monthly doubling of coronavirus death rates caused a 0.37% drop in the number of people who said they planned to vote for Trump, the study found. The drop in support for Republican senators was even steeper, at 0.79%.